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I called my bank in November to let them know that I would be losing my second job as a UOPHX instructor in January. I asked if they could help me restructure my mortgage to accommodate this loss of income. They said 'they couldn't help me because I was current with my mortgage'. Over the next few months I began the process of trying to find a way to get some help. I called different mortgage companies and tried to get a restructured mortgage. By this time, the crisis began to be VISIBLE as more and more people found themselves in the same situation as I was in. Then, I called around April and asked my bank again if I could get some assistance and was again told that they couldn't help me because I was not in foreclosure. I had to stop paying my mortgage in order for them to begin to assist me. So I stopped paying my mortgage. I called them again and was told that my home was worth less than my mortgage so they couldn't help me and that my home was now in foreclosure.
Now we are moving to a house in Union City, as I want my children to go to the same schools. I'm going back to renter's status and I'm really unhappy about it. BUT, my landlords are really nice, they didn't do a credit check and have been very responsive to any requests I've made. They allowed me to keep my two cats. This is a far cry from what I've heard/read about other people's experiences.
My husband is very supportive and has taken over the move. I've been ineffectual in this move. He's told me he is making a 'cute oriental (Turkish) home for me and I will like it very much. I'm putting my trust in him because, right now I'm having a real difficult time with this.
- Location:Intern Room
- Mood:
calm - Music:Thom Hartman
